Proverbs about time and money tend to be practical rather than poetic. They come from households where an income had to stretch and a season could not be repeated. This is a short list of the ones in the collection that deal with both, plus a few about knowing when and how to act.
Time
आउँछ समय पर्खंदैन, बग्छ खोलो फर्कंदैन
Aauchha samaye parkhadaina, bagchha khola farkadaina.
Time waits for no one, opportunities once lost do not return
Time comes and does not wait, a river flows and does not turn back. The river image makes it a proverb about missed opportunity as much as about hurrying.
Money
आम्दानी चार आनाको खर्च बाह्र आनाको
Aamdani chaar aanaa ko kharchaa bahra aanaa ko.
One's earnings are insufficient to meet expenses
Income of four annas, spending of twelve. The anna was an old coin worth a sixteenth of a rupee, so the saying dates itself, but spending three times what you earn needs no translation.
अन्यायको धन, कहिल्यै मेरो नभन
Anyaaye ko dhan, kahilei mero nabhan.
Wealth accumulated through injustice should never be considered as rightfully one's own
Never call wealth gained through injustice your own. The proverb says that how money is made decides whether it truly belongs to you.
Knowing the right measure
अलिनु पनि नखाऊँ, नूनढिकी पनि नफोरौँ
Alinu pani nakhau, nundhiki pani naforau.
One should avoid both excess and deficiency
Avoid both excess and deficiency. It is moderation as a rule for eating, spending or anything else.
अदुवा खाई सभामा बस, मुला खाई बन पस
Aduwaa khaayi sabhaa maa basa, mulaa khaayi bana pasa.
Choosing words and actions wisely to fit the context
Eat ginger before sitting in the assembly, eat radish before going into the forest. Choose what you do to suit where you are, the idea being that radish breath is a problem among company but not alone among the trees.
What they have in common
Taken together, these say: do not waste the moment, do not spend beyond what you have, and do not take what is not yours. They are as useful now as they were when income was counted in annas. Browse the full collection for more.